Do I have to have a 20% down payment to buy a home?

Do I have to have a 20% down payment to buy a home?

No. You may not even have to have a down payment at all! You can borrow more than 80% of the price of the house you are buying. You can actually borrow a lot more.  If you are buying your first home, or haven’t owned 

Raise, Rebuild, Repair or Sell Out: Hazard Mitigation Grant Program Help Options

Raise, Rebuild, Repair or Sell Out: Hazard Mitigation Grant Program Help Options

If your North Carolina home was affected by Hurricane Helene and PTC8 (Potential Tropical Cyclone Eight, the storm we got before Helene), the Hazard Mitigation Grant Program is accepting applications.* The Hazard Mitigation Grant Program is managed by the North Carolina Department of Public Safety’s 

Can I really get a complete modular home for under $40,000?

Can I really get a complete modular home for under $40,000?

Someone sent me a listing for a modular home that is only $37,545. That is really inexpensive for a modular home! But it is still an awful lot of money to spend. She wanted me to tell her what I think. I do not know 

What is a Barndominium?

What is a Barndominium?

Sometimes you can find a deal on eBay where someone has bought a house kit and then their plans changed. Right now there is a 2400 square foot Barndominium kit that will probably be a good deal for someone. The kit is sitting on a 

Two Kits to Build a Hidden Panel Secret Room and Step-by-Step Instructions

Two Kits to Build a Hidden Panel Secret Room and Step-by-Step Instructions

Murphy Door has been selling hardware and kits to create secret room doors for a while now. The doors look like shelves or other furniture, but are actually doors that smoothly swing open to reveal a doorway. Their new Hidden Panel Murphy Doors can be 

How Much Space Does Porch Furniture Need?

How Much Space Does Porch Furniture Need?

How big does a porch need to be? There are two big factors. How much of the porch will be used up as walk space? And what do you plan to use the porch for? This porch isn’t small, but the ramp and steps on 

Measurements for Porch Plan

Measurements for Porch Plan

We want a great front porch on the cabin. The plan was to do something like this, with the porch starting at the end of the cabin. But now that Mom has moved in, she doesn’t want the living room window covered by a porch. 

Land and Labor: Buy? Build? Or Modular? Which costs less per square foot?

Land and Labor: Buy? Build? Or Modular? Which costs less per square foot?

Buy? Build? Or Modular? Which is the better deal? A lot depends on where you live. Buying a home costs less in some areas than others. If you live where real estate is still affordable, buying a home will probably be your best choice. A 

Price and Cost: Buy? Build? Or Modular? Which costs less per square foot?

Price and Cost: Buy? Build? Or Modular? Which costs less per square foot?

Prefab, modular or manufactured homes and builders like Schumacher give you a price-per-square foot that helps you compare houses to each other. This price includes only the house, not land or labor. Westwood Modular Cabins can be is little as $109 per square foot. Deer 

Buy? Build? Or Modular? Which costs less per square foot?

Buy? Build? Or Modular? Which costs less per square foot?

The price per square foot is one way to compare home prices. Real estate listings will tell you a home’s price per square foot. This is the listing price divided by the home’s total square footage. Around us, the average price per square foot right